Luxury Villa

Home Loans

Whether your looking to refinance, purchase a new home or perhaps your first home, Voltage Finance can assist you in finding the most suitable home loan products from our suite of lenders.

We make the process as easy as possible for you!

First Home Buyers

Just starting out and not sure what kind of loan you need? No worries! We are here to help. As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance.


Features of a mortgage such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a professional mortgage broker to discuss your options. We can also help you determine your eligibility and apply for the First Home Owner’s Grant.

Leasing a Home
Villa Pool

Bridging Loans

A bridging loan may be necessary to cover the financial gap when buying one property before your existing one is sold. This finance is secured against the existing property (utilising equity) and the new property being purchased.


Usually, bridging loans are short term (normally 6 months) to allow for the sale of the original property and more expensive than other types of loans. There are alternative ways to finance a change from one home to another.


The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years.

This gives you the advantage of knowing how much your repayments will be, allowing you to organise your finances without the risk of rising interest rates. However, this advantage is offset by the possibility of not benefiting from a drop in rates.



A honeymoon loan (or introductory loan) is a loan with lower interest rates or lower repayments for the first six to twelve months. After the ‘honeymoon’ term, the loan becomes a standard variable rate loan and the repayments will change to include the current standard variable interest rate.

When taking out a honeymoon loan, it’s important to make sure you can meet the potentially higher repayments for the remainder of the loan. You could also be faced with a fee at the end of the honeymoon period if you want to switch to another type of loan.



Peter and I had been working with our financial advisor to set up our lifetime goals and ensure our financial targets were able to be achieved.


Having responsibilities of raising a family of four boys and caring for my mum it was really important that we were financially sound. As part of this work we reviewed our mortgage and investments and we got the opportunity to work with Frazer as part of this. Our approach to anything outside our areas of knowledge is that we need to rely on the expertise and guidance from those that know more about this area than we do.


Working with Frazer was easy, we trusted that he was exploring the market with our best interests in the forefront of his mind and he kept the process simple and kept us informed. In more recent times we need to do some further borrowings and without a hesitation went back to Frazer for assistance.


I cannot see us working with anyone else in the future.



My wife and I simply could not give a higher recommendation for anyone in any line of work than for Frazer Martin. Since we first engaged him in 2015 for our business needs, we have never considered using anyone else for both our business and personal loan portfolios.


He has always come up with the best options for our needs and was relentless in making sure all communication with the different bank entities and the smooth finalization of each loan was assured.


He was always contactable and returned all calls and emails in the shortest amount of time. Frazer has monitored and intervened on our behalf with the banks to insure we were always up to date getting the best rates and deals possible.


We recommended him to our two sons for their first home loans and they could not be happier! We thank him for everything he has done for us and for saving us thousands of dollars with his advice. He is simply top notch!



Frazer Martin has provided an excellent service throughout the whole application process. I was informed of every step of the the process to make our journey smooth and memorable towards our first home in Australia.



Frazer was very responsive to our needs and helped us to get best interest rates.


We will always be grateful for the help you provided. I have no hesitation in recommending Voltage finance services to any potential client.